Wednesday, March 23, 2016

Part II of Genius of Money Chapter 9: Faith Hope and Love

Summary 


In chapter 9, “Faith, Hope and Love,” the author suggests that readers think about the economy not only outwardly but inwardly to themselves. How does each individual participate in the economy and what does it mean to them? The economy is formed by financial transactions; the parties involved in each transaction have different motivations. The author suggests that society will be in greater harmony if the economy is treated with appreciation rather than greed.

Faith represents the past; it takes faith between parties to allow transactions to go through. The article describes faith in loans; while the lender performs due diligence on a borrower’s credit history and ability to pay, the borrower reviews details in the arrangement, including loan provisions and details. However, it takes time to build faith; that’s how brand loyalty and partnerships are created.   

Hope represents the present. An individual’s hope addresses what he or she would like to obtain through the transaction. Hope also has a philanthropic aspect, as it can be created through gift giving. Giving symbolizes a certain degree of freedom. An individual does something for the public good without asking for anything in return. The author also points out that gift transactions are based on hope, regardless of the methods for securing the gift. 

Love represents the future. The act of self-love is how and what one can do to benefit from the financial transactions. Love is creation; it is love that motivates manufactures to produce goods, retailers to sell goods and consumers to purchase products. It is love that makes dreams a reality and brings people together. However, the author also suggests that it can be hard to distinguish between needs and wants and what is sacred or abundant. Love brings healing through the consummation of purchases.

Once again, the author reiterates the passage from Four Quartets by T.S. Eliot to urge the readers to set aside all assumptions, cultural conditioning and expectations. He urges everyone to find peace in their souls through the practice of faith, hope and love in the economy and transactions of daily life.

Analysis


The “Faith” section was interesting in that is brought up two different kids of faith but that in the end these two different connotations would intertwine in decision making on transactions. The “Hope” section was pretty straightforward but we weren’t really sure what else the author wanted us to take away from it other than that gifts shouldn’t have any requirements or restrictions attached. The “Love” section of this chapter really did not make much sense to us. The author states that “Hope” is based on the future, “Faith” is based on the past, and “Love” is based on the present. We weren’t sure what the author’s statement on the past, present, and future, mean or what implications they have for our monetary transactions but we do agree with the author’s notion to slow down our thinking in how we process transactions. The author’s thoughts on how our infancy is related to our purchasing habits we found to be farfetched with very loose relevant connections. Overall we agreed that the author’s idea for a more appreciative economy was a little out there and was presented a way more complicated way than necessary.

12 comments:

  1. I really like the idea that love is present, faith is past, and hope is future.

    ReplyDelete
  2. I really like the "love" section. Love can bring people together, love can make this world warm and sweet.

    ReplyDelete
  3. Great job of summarizing and analyzing the chapter! It seems like the author likes to overcomplicate things. He has a very creative mind. Faith, hope, and love are important traits. I like how the author gives the economy human like emotions. I do agree with the author as well that society is in greater harmony if the economy is treated with appreciation.

    ReplyDelete
  4. The faith part was really interesting to me. I never thought of a loan to simply be faith based.

    ReplyDelete
  5. I think the author is picturing an ideal world in Part II of the book. His analogy is beautiful though.

    ReplyDelete
  6. How does every individual partecipate in economy and what does it mean? It is a crucial question. People think it is up to them to decide wheter working hard or being lazy. I don't think so, every body has a uniqueness, and if you do not work hard to express it you provide damage to everyone

    ReplyDelete
  7. It's quite an interesting argument. I never thought transactions are as complicated as the authors thinks which involves the practice of faith, hope and love in people's daily life. However, I don't agree with the author's tenses for these key words. I think they are intertwined and co-exist in every time dimension. The appropriate amount of every single one element creates the ideal world the author describes.

    ReplyDelete
  8. loll the author must have a really creative and imaginable mind in order to explain money in such different ways, include the analogy of transaction in this chapter. Your summary is really organized and easy to read. I like how you put your analysis and thought and the end to sum up this chapter.

    ReplyDelete
  9. I really dig the love part. The analogy in this chapter is quite interesting to me. I really like the way how you summarized this chapter because you also put your own analysis based on what you have read.

    ReplyDelete
  10. I wonder why Faith represents the past because I figured that it would represent the future. Since you usually need to have faith if you want something to happen? I don't know if this makes sense but this is what I was thinking

    ReplyDelete
  11. Agree with Holly, it makes more sense if faith means future instead of past.

    ReplyDelete
  12. the hope for gift is pretty interesting to me. from my point of the view, gift bring friendship, thanks from others, which is hope for people future.

    ReplyDelete